Terms and Conditions
Last updated: August 30, 2025
Acceptance of Terms
By accessing and using the quinalorysta website and subscribing to our financial planning services, you accept and agree to be bound by the terms and provisions of this agreement.
These terms constitute a legally binding agreement between you and quinalorysta regarding your use of our services.
Definitions
For the purposes of these terms, the following definitions apply:
- • Services: Our financial planning subscription service including monthly consultations and related guidance
- • User/Client: Any individual who accesses our website or subscribes to our services
- • Content: All information, text, graphics, and materials available through our website and services
- • Subscription: Your ongoing monthly membership to our financial planning consultation service
Use of Our Services
Your use of our services is subject to the following conditions:
Permitted Uses
- • Access and use our website and services for legitimate financial planning purposes
- • Participate in scheduled consultations and follow guidance provided
- • Contact us with questions or concerns about our services
Prohibited Uses
- • Use our services for any unlawful or unauthorised purpose
- • Attempt to gain unauthorised access to our systems or other users' accounts
- • Share your account access with third parties or use services on behalf of others
- • Reproduce, distribute, or create derivative works from our proprietary content
User Responsibilities
As a user of our services, you agree to:
- • Provide accurate and complete information during registration and consultations
- • Maintain the confidentiality of your account credentials
- • Notify us immediately of any unauthorised use of your account
- • Pay all applicable fees in accordance with the payment terms
- • Comply with all applicable laws and regulations in your jurisdiction
Intellectual Property Rights
All content, trademarks, service marks, logos, and intellectual property on our website and services are owned by quinalorysta or our licensors and are protected by applicable intellectual property laws.
© 2025 quinalorysta. All rights reserved.
We grant you a limited, non-exclusive, non-transferable licence to access and use our services for their intended purpose only.
Privacy and Data Protection
Your privacy is important to us, and we are committed to protecting your personal information in accordance with applicable data protection laws.
Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal data. Privacy Policy
Payment Terms and Billing
The following terms apply to all payments for our services:
- • Subscription fees are charged monthly in advance and are non-refundable except as specified in our refund policy
- • All prices are quoted in GBP and include applicable VAT where required
- • Failed payments may result in service suspension until payment is resolved
- • We reserve the right to change our pricing with 30 days' written notice to existing subscribers
Refund Policy
We offer a satisfaction guarantee for your first consultation. If you are not satisfied with your initial session, contact us within 7 days for a full refund of that month's subscription fee.
Refunds for subsequent months are not available, but you may cancel your subscription at any time with 30 days' notice.
Limitation of Liability
To the maximum extent permitted by law, quinalorysta shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.
Our total liability for any claims arising from these terms or our services shall not exceed the amount you paid for services in the 12 months preceding the claim.
User Indemnification
You agree to indemnify and hold quinalorysta harmless from any claims, damages, or expenses arising from your violation of these terms or misuse of our services.
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently through the following processes:
UK Arbitration
Any disputes that cannot be resolved through direct communication will be subject to binding arbitration under English law.
Arbitration proceedings will be conducted in accordance with the rules of the Chartered Institute of Arbitrators.
EU Online Dispute Resolution
EU consumers may access the European Commission's Online Dispute Resolution platform for resolving disputes related to online purchases.
The ODR platform is available at:: https://ec.europa.eu/consumers/odr/
Termination
Either party may terminate your subscription with 30 days' written notice. We reserve the right to terminate your access immediately for violation of these terms.
Upon termination, your access to services will cease, and any outstanding fees remain payable.
Changes to This Disclaimer
We may modify these terms at any time by posting updated terms on our website. Material changes will be communicated via email with reasonable notice.
Your continued use of our services after term modifications constitutes acceptance of the updated terms.
Governing Law and Jurisdiction
These terms are governed by the laws of England and Wales, without regard to conflict of law principles.
Any legal proceedings relating to these terms shall be brought exclusively in the courts of England and Wales.
Severability
If any provision of these terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and any other referenced policies, constitute the entire agreement between you and quinalorysta regarding your use of our services.
Contact Us About Cookies
For questions about these terms, please contact us at contact@quinalorysta.com or +44 718-564-456.
Company Name: quinalorysta
Business Address: 42 Kingsway, London WC2B 6EX, United Kingdom
Email Address: contact@quinalorysta.com
Phone Number: +44 718-564-456